Finance Center at Courtesy Kia

For some State College, PA drivers, the decision whether to buy or lease their new Kia vehicle is the most difficult part of the auto financing process.  There are many great reasons to choose either option, and our finance professionals can help you determine which choice might be right for you.

Leasing is a great choice for people who tend to not do a lot of driving, yet enjoy the idea of a new vehicle every few years.  Most of the people who lease tend to drive fewer than 15,000 miles a year, but that doesn't mean that leasing can't work for someone who drives more than that.  A Kia lease tends to come with a low monthly payment and protection under the manufacturer's warranty for the time you will be driving the vehicle.  It also gives you a short-term commitment, so it gives you a lot of flexibility.

As popular as leasing has become, there are still many people who choose to finance their new Kia vehicle.  Those folks tend to have an unpredictable driving schedule and don't want to go through the process of car shopping every few years.  Many people who finance tend to be people who like to hold onto their cars for long periods of time.  Buying does give drivers some equity that they can use toward the purchase of a new car once their loan is paid in full.  It also doesn't come with any mileage restrictions or potential end-of-lease obligations.