The easiest way to finance your new vehicle is to work with the finance experts at your local Kia dealership. Car financing is easy at the dealership, since your dealer has greater flexibility when building a finance deal, even if you don’t have perfect credit.
1. Competitive Interest Rates
Unlike a bank or credit union, your local dealership partners with many lenders to find you the most competitive interest rates for your auto loan. Whether it’s a local financial institution or Kia’s financing branch, your dealership finance team will do the hard work to find a low interest rate for your loan.
Even if you have poor credit, dealership financing is still a good option to consider. Your local dealership is willing to work with you if you are recovering from bankruptcy or you are trying to build better credit. You can discuss special finance programs with your dealership finance department if you have weak credit or you’ve been turned down for an auto loan before.
2. Fast Loan Pre-Approvals
If you aren’t sure what you can afford to buy or you want to preview your potential interest rate, you can submit a free credit application on your dealership’s website. Usually, your loan will be pre-approved in a matter of hours or days. With fast loan pre-approval, you can set your car shopping budget and devise a plan to get a lower monthly payment, such as by saving up for a down payment before you visit the dealership.
3. Flexible Loan and Lease Options
Your dealership can build a customized finance package that fits your financial needs. If you are interested in buying a car, then a finance plan can be tailored with a longer or shorter loan term so you can pay off your car with affordable monthly payments. Your auto loan deal can also include the trade-in valuation of your current car to knock down the sticker price on your new Kia.
If you would rather lease your new vehicle, then the finance department can create a lease agreement that fits your needs. If you are someone who drives a lot, then your lease can have a larger mileage limit. You can also reserve the option to purchase your vehicle at the end of your lease.
4. Value-Added Services
Your dealership finance department can help you protect your vehicle in the long term with value-added services. These value-added services can include extended warranties and specific vehicle protection plans for your paint or tires.
Whether you’re new to car ownership or you’ve been leasing vehicles for years, it can be daunting to figure out your financing plan by yourself. Fortunately, your dealership finance department can make this process much easier with tailor-made finance plans. Get in touch with Courtesy Kia in Altoona, PA to learn about financing plans today.
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Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.